Making the Most Out of College, With Less
College can be the best four or so years of your life. However it can be quite expensive. On top of tuition and paying for school supplies and projects many expenses can hound a teenagers mind and suck the fun out of their lives.Related Item:
By Imee Malabonga
It's a good thing that many articles are now available online to help college students in living life to the fullest, without having to spend too much. I wish I had these when I was still studying-I could have saved a ton of money!
One obvious but often ignored tip is to utilize your student ID. Transportation, food, and even movies can be less expensive when you show your ID to the establishments. Other services also give student discounts.
Budgeting is another obvious but overlooked idea. Living frugally may seem like a pain, but it can actually be easy and worry free. Here's a tip for spending money wisely-prioritize your necessities. Leftover money can be saved and used for other stuff you might fancy. You can even think of these "wants" as your "rewards" for behaving so well financially or even academically!
Another tip is to always check your finances. Track your money, check your credit statements, and never, ever leave bills in your mailbox. Also, remember to never give away your Social Security number, credit cards or bank account numbers to anyone.
Speaking of credit cards, as much as possible you should only have one-and use it sparingly. Having multiple credit cards is not recommended. Too many finances to handle, and more often than not one can't pay these on time. Set your own credit line as well. Don't max out your credit cards. Rather, pay with cash if you can.
Also, pay bills on time or even earlier. It may seem like a chore, but paying bills early won't only save you money-it can save you the hassle of waiting in line for a long time.
Another tip for college students is to buy used books, or borrow if you can. Used books are sold at a much lower price, and these are usually still in mint condition.
Try printing coupons from various websites, or clip them from newspapers and magazines. These coupons can save you money and give you special offers.
Have an emergency fund. One may never know when you spend more than your budget allows. An emergency fund can start from saving like a dollar each day, and more when you can. It can be useful for rainy days and other emergency expenses.
Finally, ask for help when you need it. Everyone makes mistakes, and certain unimaginable things do happen when we least expect it. Rack up some courage to phone home for help, and make sure to pay it off when you can. Don't do it too often though! You have to learn to spend wisely.
for more information, visit http://findhelpamerica.com
Auto Loans | Car Loan Rates | Financing for Used and New Cars CAR FINANCE NEWS THIS WEEK. 10 cheapest cars to drive. From driving dynamics to interior treatments, see videos of the basic cars that are the best bargains ... http://www.bankrate.com
E-LOAN: Mortgage Refinance, Home Equity, Auto Loans, Savings ... Find the the best rate and terms for your unique situation. ... Loan Advisor, Mortgage Rate Search, Equity Rate Search, Auto Loan Calculator, Help Guides ... http://www.eloan.com
Best Auto Finance | Get Best Auto Financing Loan | Used Auto Finance. Best auto financing loans offers by Auto Finance EZ, An online auto loan finance company provides instant and best auto financing loans for the people of ... http://www.autofinance-ez.com
SOHO Finance -- Finding The Best Auto Financing Naturally, she'll want to get the best price from the dealer. But, unless she's paying cash for the car, finding the best auto loan could reduce the cost of ... http://www.soho.org
Car Loan & Auto Loan Rates and Car Finance Tips - AOL Autos Be prepared before walking into the dealer for that new or used car. From looking for the best auto loan rate to finding the best deals on the lot: ... http://autos.aol.com
Best Auto Finance | Get Best Auto Financing Loan | Used Auto Finance. Best auto financing loans offers by Auto Finance EZ, An online auto loan finance company provides instant and best auto financing loans for the people of ... http://www.autofinance-ez.com
CarBuyingTips.com new car buying guide, avoiding dealer scams, new ... Welcome to the world's best free car buying guide for buying new cars, used cars, auto leasing and avoiding car buying scams. You'll laugh, you'll cry, ... http://www.carbuyingtips.com
Get The Best Auto Loan Get the best rates on auto loans of any kind. We can help you finance your new or used vehicle, or we can help you save big on your current loan in just a ... http://www.getthebestautoloan.com
Compare Mortgage Rates | CD Rates | Credit Cards Home Equity Loans ... Bankrate.com provides cd rates, mortgage loan rate quotes for home loans, mortgages, home equity loan, auto loans, and the best credit cards. http://www.bankrate.com
Auto Loan Used Car Loans New Cars Title Loan Calculator Online Bad ... See which discount is the best deal. Home equity vs. auto loan For some buyers, a home equity loan is the cheapest way to finance a car or truck. ... http://auto-loan.interest.com
0 ความคิดเห็น:
แสดงความคิดเห็น